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ValueOptions, Inc. Behavioral Health and Employee Assistance Program (EAP)

Member Services: 1-866-725-0602
Web:  www.achievesolutions.net/covacare

A free, confidential service available to VCU employees and their families who are covered by the Commonwealth of Virginia's health benefits program.  Services include assistance with legal and financial issues, assertiveness training, communication skills, conflict resolution, life-planning issues (adoption, retirement), and work/life balance.

The Virginia State Employee Loan Program, a partnership between the Virginia Credit Union and the Virginia State Employee Assistance Program, is now offering loans exclusively to state employees.  The program links a financial fitness education program with loans of up to $500 for a six-month period.

Full-time classified non-probationary state employees who are paid on a monthly or semi-monthly pay schedule are eligible for loans.  As the program grows, employees who are paid on other pay schedules may be considered for participation.

Click here for a statement about the program from the Virginia Department of Human Resource Management (DHRM).

The Virginia State Employee Emergency Fund was created for state employees who are in need as a result of a recent, unforeseen crisis or emergency.  It is a recognized charity of the Commonwealth of Virginia Campaign (CVC).  This fund supports employees who have had sudden emergency situations (for example, fire in the home, car accident, sudden illness, and more). 

For information on the fund and to download an application, visit www.cvc.vipnet.org/.

Dial 2-1-1 or (804) 275-2000

United Way Information & Referral Center

A free, confidential resource for people in need. 

At some level, every member of the community is feeling the effects of the economic downturn.  For some, the current situation has meant the loss of a job and possibly even a financial or housing crisis.  While there may be no immediate crisis for others, it has driven home the need to make sound financial decisions.

For help, see Navigating Through Hard Times.

Presentations from May 19, 2009 VCU Information Session

Building and Maintaining a Budget

  Wendell B. Fuller, CFP^®

  Financial Strategist

  JoycePayne Partners

FSI (Financial Scene Investigation):  Solving The Mystery of Credit Cards

  Dianna F. Clouse
  Manager, Member Solutions Team
  Virginia Credit Union (VACU)

Re-Tooling for Career Options 
  Victoria A. Shivy, PhD, LCP
  Associate Professor
  VCU Department of Psychology

Your Foundation:  Your Mortgage

  Jeff Coward

  Vice President, Mortgage Lending

  Virginia Credit Union (VACU)

Web Resources

• NEW!  Financial Fitness@VCU

• How To Help Yourself Avoid Foreclosure from HOME (Housing Made Equal) of Virginia Inc.

• BALANCE Financial Fitness Program for members of the Virginia Credit Union (VACU).  In addition to other financial services, the VACU also offers the following: 
  -- Seminars (for example, money management counseling, credit report review, debt management assistance,
     and more!)  Click on the link for current offerings.
  -- Education and Resources, including interactive worksheets, calculators, and information for youth.

• Kiplinger.com provides help in managing your financial life with online tools and calculators for budgeting, retirement, credit, college, careers, and more.

• Personal Budget - an Excel budget spreadsheet to help determine your income and expenses (from daily 
  living to transportation, financial obligations, miscellaneous payments, and more).

• Ballpark E$timate® helps you make the most of your money by determining how much you need to save
  to fund a comfortable retirement.

• Plan, shop for, and prepare nutritious meals with Spend Smart. Eat Smart.

• State jobs are available online at Jobs.Virginia.Gov.

• Job Seeker Services program, available through the Virginia Employment Commission (VEC), provides employment assistance, access to thousands of job listings, job search resources, and more.